Money for Life with Plum
Plum is revolutionizing the way we save and invest, making it easier than ever to prepare for life's surprises. Whether you're planning renovations, dreaming of exotic vacations, or simply looking to grow your savings, Plum has got you covered.
What is Plum?
Plum is a financial app that offers both savings and investment products designed to help you manage your money effortlessly. With features like the Plum Brain, you can automate your savings without even noticing it!
Core Features
1. Savings Accounts
Plum offers a variety of savings accounts, including:
- Easy Access Account: Earn 4.59% AER with flexible access to your funds.
- Cash ISA: A tax-free savings option with a 4.92% AER.
- 95-Day Notice Account: Earn 5.20% AER, perfect for those who can plan ahead.
2. Investment Options
Investing with Plum is straightforward. You can start with just £1 and choose from over 3,000 company stocks and 25 funds. However, remember that investments can go down as well as up, so it’s essential to follow their performance closely.
3. Retirement Planning
Plum also offers a Self-Invested Personal Pension (SIPP), allowing you to manage your pensions easily. This is crucial for ensuring you’re ready for retirement, whether you plan to travel or enjoy a quiet life.
4. Plum Brain
The Plum Brain is where the magic happens! With 8 automated rules, you can set challenges and let Plum handle the rest. This feature is designed to help you save up to 8 times more without the hassle.
Pricing Plans
Plum offers several plans to suit different needs:
- Basic: Free, giving you a taste of how easy saving can be.
- Pro: £2.99/month, ideal for dipping your toes into investing.
- Premium: £9.99/month, offering better returns and a smart spending card.
All paid plans come with a 30-day free trial, so you can explore the features risk-free!
FAQs
Is Plum a bank?
No, Plum is not a bank, but it partners with banks to offer savings and investment products.
Is my money safe with Plum?
Yes, your money is protected by the Financial Services Compensation Scheme (FSCS).
How do I contact Plum?
You can reach out to Plum's support team via the app or email, available 7 days a week.
Conclusion
Plum is an excellent choice for anyone looking to save and invest with ease. With its user-friendly interface, automated savings, and diverse investment options, it’s no wonder people trust Plum to help them achieve their financial goals.
Call to Action
Ready to take control of your finances? Sign up for Plum today and start your journey towards smarter saving and investing!